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Recently, while looking through my CC statements from Discover and Capital One, I noticed unrecognized charges had been made on each card by the same mystery merchant.  Both charges were close to $100 each.  Instead of showing a business’ name, the charges listed a woman’s name and our city (Albany, GA) as the identifier for the merchant.  I asked my wife (Karen) if she recognized the name.  (Karen was my first suspect because she sometimes buys clothes from women who [click to continue…]

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A success story in Tifton, GA

by Neil Moncrief on January 15, 2014

Today was a great day, spent doing one of my favorite things. One of my clients, El Cazador Mexican Restaurant in Tifton, recently purchased a new location and is knee-deep in a major renovation.  They’re getting new walls, new ceilings, new floors, new fountains… just about everything but the kitchen sink is being [click to continue…]


Does your business need fast cash?

January 10, 2014

Ever wonder why there are so many title pawn shops around? It’s because there’s a need for them. In Albany, GA (just a few miles from where I live), there must be twenty of these lenders where a customer can walk in with a car title, borrow a few thousand dollars at a ridiculous rate, […]

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Welcome back! I know it’s been a while…

January 8, 2014

I haven’t posted anything in quite a while. I hadn’t planned to stop writing; I just wanted a break. But like anything that gets pushed aside, it wasn’t long before I forgot about it. Over the past few years, I’ve spent a lot of time focusing on restaurant clients. I’ve installed and programmed POS systems […]

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Are PIN debits coming soon to e-commerce transactions?

May 17, 2010

Every so often, I’ll have an e-commerce client ask me “Will I ever be able to accept PIN-based debits online?” Although many companies have tried to devise a solution, I never seriously believed it would happen. After all, how could a consumer enter a 4-digit PIN from a personal computer and still meet the high […]

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Succeeding, part II

July 24, 2009

I don’t normally blog here about things of a personal nature, but I want to update you on a post I wrote this past December. In that post, entitled “What will it take to succeed in this economy?“, I told you about my 14-year old son’s new-found desire to become a competitive swimmer. (Despite the […]

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